Cash Flow Control and Forecasting service
Cash Flow Control and Forecasting service at Buhir Rafiq is designed to provide business owners with absolute clarity over their liquidity, ensuring they can meet obligations today while investing in the growth of tomorrow.
Predictive Cash Forecasting
We move beyond reactive accounting by building sophisticated forward-looking models. By projecting your future inflows and outflows, we enable you to anticipate "dry spells" months in advance and make data-backed decisions with confidence.
Working Capital Optimisation
Efficiency is found in the details. We analyse your debtor and creditor cycles to accelerate cash collection and manage payments more effectively. This ensures your capital isn't tied up unnecessarily, giving you more freedom to operate.
Liquidity Risk Management
External market shifts can impact your stability. Our specialists perform stress-test scenarios to ensure your business remains resilient against unforeseen downturns, ensuring you always have the "cash cushion" required for security.
Burn Rate & Runway Analysis
For growing enterprises, understanding the relationship between spending and survival is vital. We calculate your exact burn rate and runway, providing a clear timeline and strategy for sustainable expansion or capital raising.
Who We Are
The Forecasting Process
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Data Integration & Audit
We begin by connecting with your existing financial systems to gather historical data. This allows us to identify seasonal trends and baseline spending patterns unique to your industry.
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Strategic Model Building
Our team develops a bespoke forecasting tool tailored to your business model. This isn't a "one size fits all" spreadsheet; it is a dynamic plan that accounts for your specific growth targets and overheads.
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Active Monitoring & Variance Reporting
A forecast is only useful if it’s accurate. We provide regular "Actual vs. Forecast" reports, highlighting where your business is overperforming or where cash is leaking, allowing for immediate course correction.
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Strategic Advisory & Review
We meet regularly to interpret the numbers. These sessions turn complex financial data into a strategic narrative, helping you decide when to hire, when to invest, and when to conserve capital.
